Dental Discount Cards - They Don't Always Work for You!

Time Period

A discount card rarely lasts more than a year. In many cases, it doesn't even last longer than a few months. While that's more than fair considering you'll only have to pay a one-time fee of a reasonable amount for its use, there's one other factor you should also consider: how many times do you expect to visit the dentist in the specified time period? Will it be enough to make your purchase of a discount card sufficient?

Non-Transferable

So, let's say you've decided you wouldn't mind about the expiration date that comes with your dental discount card. You think to yourself, there's still a way to make full use of your card and that's by having all members of your family take advantage of its discounted services.

But wait. There's another catch. Read the fine print and you'll learn that the card - per what's usual with discount dental cards in general - is non-transferable. That means you'll have to purchase another card - or cards - for members of your family who are need of dental care.


There are also dental discount cards, while transferable, only permit use of the card when the principal cardholder is present. That could be tough if you're working long hours and you don't even have time to make an appointment for yourself. There are also some cards which only accept credit card payments if the credit card belongs to the principal cardholder.

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Exclusivity

Expect dental discount cards to limit you to a specific dental clinic or healthcare facility. If your preferred dentist leaves the clinic, your discount card will automatically be ineligible to use in whichever clinic your dentist transfers to.
Such exclusivity could be a problem when you are out of town and you're in sudden need of dental treatment. It wouldn't matter if you're only in need of dental cleaning, but what if you have to be scheduled for expensive oral surgery? What good would your card do then?

Payment Options

You would also have to make sure that your discount card is good for all types of payment and offers the same desirable rates for the products or services you're interested in. Some cards don't offer as much discount for credit card payments and none at all when you pay in any other method except cash.

Use Preferred Medical Card for Dental Care and Other Healthcare Needs

All the problems identified above won't occur when you sign up for a Preferred Medical Card instead. A Preferred Medical Card from CareXpress offers all the benefits of dental discount cards without the hassles as well as many other medical benefits for just a fixed monthly fee.

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